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Intentional Design + Fiduciary Service

Real Financial Planning...The Way It's Supposed To Be

Helping you to combine

Personal Finance + Intentional Design

Intentionality within personal finance can mean different things to different people. For some, it's simply being more conscious about where their money is going. For others, it's being more strategic and calculated in their financial decisions. We are here to help you regardless of your intentions. 


Our Comprehensive Financial Planning and Investment Management include everything you need to achieve financial freedom with full intentionality; we offer continuous financial planning, ongoing investment management, full transparency, and exceptional technology to support your personalized experience.



No Commissions Raleigh, NC Lucid Wealth Planning

Fee-Only: 

No Commissions, Referral Fees, or Sales Pitch

At Lucid Wealth, you call the shots. By aligning our success with your success, we’re ensuring you receive unbiased, honest financial advice that is never influenced by commissions or referral fees.

Fiduciary Service

Our firm is built to provide you with sound financial planning under a Fiduciary oath. We aren’t making money on the side at the expense of giving you the best advice possible. Instead, what you pay is what we make - and nothing more. Your best interest is our best interest. 


No Hidden Agendas

Trusting a financial advisor is trusting an individual with the fate of your financial future. Be sure you’re putting that trust in a firm that views you as a unique individual with pressing financial concerns, not just another net worth used to build their business.



What Service, Experience, and Fees Can You Expect?



Services You Should Expect

Experiences You Rightfully Deserve

Fees You Can Easily FORECAST

Comprehensive Financial Planning

No Minimum Net Worth Required


Financial Behaviors Analysis

Net Worth Analysis

Tax Planning

Employee Benefits Optimization

Insurance Review

Cash Flow and Debt Management

College Savings

Retirement Planning

Student Loan Analysis

Estate Plan Review

Day-to-Day Inquiries

Account Aggregation

RightCapital Financial Planning Tools 


Click for details on each service

✓ A Clear, Intentional and Rational Approach to Building Wealth

✓ Between 3 to 12 meetings per year

✓ Unlimited Calls and Emails

✓ Access to Client Portal & Financial Planning Tools via Mobile and PC

✓ Flexible availability 

  • 8am to 9pm Mon-Fri
  • 9am – 4pm Sat & Sun


Click for more details on the experience

~ Fee Range ~

Initial Plan*: $495-$1495
Annual Fee*: $1800-$3240/yr


*Fee range is based on complexity and considers factors such as income, proximity to retirement, number of household members, number of long-term debt obligations, real estate holdings, estate plan considerations, employer retirement plan balances, insurance policies, and other employer incentive compensation.





Investment Management

No Minimum Balance Required

Investment Behaviors Assessment

Risk Management

Tax Loss Harvesting

Sustainable & ESG Focus

Investment Policy Statement

RightCapital Financial Planning Tools 

Account Aggregation

Performance Reporting 

Semi-Annual Performance Reviews 


Click for our Process, Philosophy, and ESG Investing


✓ Unlimited Calls and Emails

✓ Between 2 and 3 meetings per year

✓ Access to Client Portal & Self-Directed Financial Planning Tools 

✓ Flexible availability 

  • 8am to 9pm Mon-Fri
  • 9am – 4pm Sat & Sun
Click for more details on the investment experience

Investment Only:
$1 - $500,000 = 0.95%

Preferred Rate*:
$1+ = 0.30%


*Preferred rate applies to clients engaged in ongoing financial planning. For example, an account valued at $200,000 would pay a fee of 0.30% resulting in an annual fee of $600. The quarterly fee calculation would be: $200,000 x 0.30% = $600 / 4 = $150






Wealth Management

Minimum Balance $500,000

All Services Offered Through Comprehensive Financial Planning

+

All Services Offered Through Investment Management




Click for Details on Each Service

✓ A Clear, Intentional and Rational Approach to Managing Wealth

✓ Between 3 to 12 meetings per year

✓ Unlimited Calls and Emails

✓ Access to Client Portal & Financial Planning Tools via Mobile and PC

✓ Flexible availability 

  • 8am to 9pm Mon-Fri
  • 9am – 4pm Sat & Sun

Click for more details on the experience


~ Fee Range ~ 

Based on Investable Assets
First $1 - $500,000 = 0.95%
$500,001+  = 0.30%


For example, investable assets valued at $1,000,000 would pay a fee of 0.625%, resulting in an annual fee of $6,250. The quarterly fee calculation would be: (($500,000 x 0.95%) + ($500,000 x 0.30%) = $6,250) / 4 = $1,562.50




Have a Question About Our Services or Pricing?

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