facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Comprehensive Financial Planning So You Can

Be Intentional With Your Money

Are You Intentional With Your Finances? 

Intentionality within personal finance can mean different things to different people. For some, it's simply being more conscious about where their money is going. For others, it's being more strategic and calculated in their overall financial wellness. We are here to help you regardless of your intentions. 

At Lucid Wealth Planning, you'll have access to our online client portal from your PC or mobile device at any time, see your progress and tasks on a daily basis, and receive real-time recommendations to help you be more intentional with every financial decision.

Be Intentional with Every Aspect of Your Financial Well-being

Investor Profile

Measures psychological risk tolerance, giving us a comprehensive picture of your reactions, behaviors, and personality in investment-related decisions and market volatility

What services can you expect?

Net Worth Analysis

Evaluates your current net worth, taking into consideration all assets and all liabilities. The net worth analysis is a true representation of your financial wellness. 

What services can you expect?

Tax Planning

It's not what you make, it's what you keep. We will work on ways to minimize current and future income taxes as a part of your overall financial planning picture.

What services can you expect?

Employee Benefits Optimization

We'll analysis and review your options, helping you to maximize the benefits available.

What services can you expect?

Insurance Review

Review of existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home, and automobile insurance.

What services can you expect?

Cash Flow and Debt Management

Review of income, expenses, and current debt holdings to prioritize how surplus should be used.

What services can you expect?

College Savings

Includes projecting the amount that will be needed to achieve college or other post-secondary education funding goals, along with advice on ways for you to save the desired amount.

What services can you expect?

Retirement Planning

 Retirement planning for those accumulating assets, preparing for the retirement transition, and currently in retirement. 

What services can you expect?

Student Loan Analysis

Strategic planning for debt repayment, IDR and PSLF review, maximizing forgiveness, and/or evaluating consolidation and other refinancing options.

What services can you expect?

Estate Plan Review

Analysis of your current estate plan, which may include whether you have a will, powers of attorney, trusts, and other related documents.

What services can you expect?

Charitable Gifting

Optimization of tax efficient gifting strategies to support your philanthropic interests while solidifying your financial wellness.

What services can you expect?

Day-to-Day Inquiries

Examples include purchasing a new home or other large purchase, financial considerations of getting married, and strategies for paying down debt.

What services can you expect?

The 5 Steps of Our Engagement Process


Initial Conversation

 We’ll take 30 minutes to get to know one another and to decide if we'll be a good fit for your needs. The success you have with a planner is heavily weighted on connectivity, and this is a good opportunity to see whether you find value in the way I articulate, converse, and present information. If we are a good fit for one another, we'll move onto Step 2.


Discovery Meeting: Financials & Financial Goals

Our first meeting will focus on your financials, investments, debt, career trajectory, anticipated retirement, and overall financial goals and priorities. We will spend around an hour to an hour and a half, or as much time as needed, to understand your current and ideal financial situation.


Financial Plan Review

This is the meeting where it all starts to come together. We’ll review the analysis of your financial situation, discuss the recommendations, and create an action plan that is personalized to your circumstances. We’ll also focus on creating an effective investment strategy designed to support your life goals, risk & reward objectives, and personal values.


Discovery Meeting Two: Values & Prioritization Meeting

This meeting is focused on your values around money, family, and investing as it relates to the financial recommendations. This is about understating what’s most important to you and your family, and prioritizing a strategy to accomplish your goals through implementation of the recommendations.


Ongoing Implementation & Review

Depending on the type of service offering you’ve selected, we’ll adjust our ongoing meetings, reviews and documentation delivery to meet your specific needs.

Fee Schedule: Financial Planning

Our financial planning service is personalized to your unique circumstances, goals, and objectives. Financial planning does not include investment management, however this service can be added at a discounted fee schedule. There are no minimum balance or net worth requirements. 

~ Fee range* ~
Initial Plan: $495-$1495
Annual Fee: $1800-$3240/yr

* The fee range is based on complexity, considering factors such as income, proximity to retirement, number of household members, number of long-term debt obligations, real estate holdings, estate plan considerations, employer retirement plan balances, insurance policies, and other incentive compensation. 

Fee Schedule: Wealth Management

Our Wealth Management service combines comprehensive financial planning with investment management under one simple billing structure. The minimum investment balance requirement is $500,000. 

~ Fee ~
First $500,000 = 0.95%
Everything Over $500,000 = 0.30%

Have a Question?

Schedule a Time To Talk